Credit Analyst II

About the role

First County Bank is looking for a Credit Analyst to join its Credit Administration team. The role collaborates with Business Banking Loan Officers, Portfolio Managers and Credit Administration team members on credit risk administration, commercial loan analysis and underwriting, and related work.

Work hours are 8:30am - 4:30pm, Monday through Friday.

Responsibilities

• Perform credit analyses and underwriting to evaluate, risk rate and support approval of commercial real estate (CRE), commercial & industrial (C&I), and commercial construction loans.
• Maintain and analyze financial statements and loan covenant compliance according to loan documentation requirements.
• Communicate with the loan origination and underwriting software vendor about system functionality or product enhancements, as needed.
• Assist with quarterly reports for the Board of Directors, as necessary.
• Collaborate with Loan Officers on originating and underwriting credit transactions with minimal Credit Manager or Chief Credit Officer supervision.
• Assist with initial transaction assessment and, if warranted, gather due diligence, such as borrower financial statements, credit reports, company and industry information, and other appropriate data, to complete underwriting.
• Mentor junior staff, as appropriate.

Requirements

The source does not specify formal requirements.

Benefits

The source describes training and experience to support becoming a Trusted Advisor to clients. It also describes the satisfaction of working for a respected 170-year-old institution with deep community roots and a tradition of giving back.

How to apply

Apply directly on CazVid.

Key facts

• Work hours are 8:30am - 4:30pm, Monday through Friday.
• The role supports underwriting for CRE, C&I and commercial construction loans.
• The position is part of the Credit Administration team.