Credit and Collections Specialist - US Visa Is Required Supply ChainDistribution Field

Position OverviewBMNS is seeking an experienced Credit & Collections Specialist to join our client's Finance and Accounting team. This role is responsible for managing customer credit and collection activities, with a strong focus on monitoring past-due balances, evaluating customer creditworthiness, and ensuring timely and accurate invoicing.
The ideal candidate brings experience in Accounts Receivable, Collections, and Credit, preferably within manufacturing or distribution environments, with a strong understanding of customer payment behavior, credit limits, financial analysis, and order-to-cash processes. This position plays a key role in supporting healthy cash flow and minimizing credit risk by ensuring customer accounts are accurately maintained, payments are properly applied, and credit exposure is appropriately monitored.
The Credit & Collections Specialist will work closely with Sales, Customer Service, Finance, and other business functions to support data-driven decision-making, resolve customer account issues, and identify opportunities to improve credit and collection processes.
Key Duties and Responsibilities:Ensure customer orders are invoiced accurately and timely, including all required shipment documentation.Monitor past-due balances and actively follow up on outstanding customer accounts to support efficient collections.Review and analyze customer financial information, payment history, and account performance to evaluate creditworthiness and credit limits.Identify and analyze metrics and trends related to customer sales orders, payment history, credit exposure, and collection performance.Assist with new customer onboarding and completion of all credit application procedures.Review and recommend customer credit limits and payment terms based on established policies and available financial information.Apply customer payments to accounts on a daily basis and ensure accurate allocation.Maintain accurate Accounts Receivable records, reports, and systems to support efficient collections and financial reporting.Analyze the order and payment performance of new and existing customers and identify potential credit risks.Prepare journal entries and assist with month-end close activities.Collaborate with Sales, Customer Service, Finance, and other business functions to resolve customer account and credit-related issues.Act as an active business partner by providing financial and credit insights to support data-driven decision-making across the organization.Maintain the sales tax certificate database and ensure supporting documentation is up to date.Develop reports, presentations, and analyses to support management decision-making.Identify and implement process improvements to increase efficiency in invoicing, credit, collections, and order processing.Maintain appropriate documentation and ensure confidential customer and financial information is handled responsibly.Participate in cross-functional special projects and ad-hoc financial modeling or analysis as needed.
Qualifications:Minimum Qualifications: Minimum qualifications are required to be initially considered for this position.Minimum of 2 years of relevant experience in Accounts Receivable, Collections, Credit, or a related finance function.Bachelor's degree in Business, Accounting, Economics, Finance, or a related field preferred.Strong understanding of financial statements and accounting principles.Experience analyzing customer financial information and payment behavior.Experience in manufacturing and/or distribution industries.Advanced English proficiency, both written and spoken.Strong Excel skills and experience working with financial data.Demonstrated ability to handle confidential data responsibly, with a strong understanding of data privacy and security principles.Strong attention to detail and organizational skills.Ability to manage multiple priorities and meet deadlines in a fast-paced environment.Desired Qualifications: Preferred qualifications are in addition to the minimum requirements and are considered a plus factor in identifying top candidates.Experience with Dynamics 365 ERP or similar ERP systems.Experience with Power BI or similar reporting and data visualization tools.Experience evaluating customer credit limits and payment terms.Experience working with credit reports or third-party credit information.Experience with automated AR, credit, or collections workflows.
Key Skills and Competencies:Strong analytical and problem-solving skills.Strong credit assessment and financial analysis capabilities.High attention to detail with strong organizational abilities.Ability to operate effectively in a fast-paced, high-volume environment.Strong communication and interpersonal skills.Ability to work independently and as part of a cross-functional team.Highly self-motivated and proactive with a strong drive to learn.Strong customer service and business partnership mindset.Ability to make sound decisions based on financial and operational data.Strong accountability and sense of responsibility.Continuous improvement mindset.Ability to identify trends, risks, and opportunities within customer accounts.
Additional Information:Availability to commute to La Asunción, Belén de Heredia.Work schedule: Monday to Friday, 7:00 a.m.–4:00 p.m. Full-time role; candidate must be flexible with working hours based on operational needs.Medical Expense Insurance.Solidarist Association.Strategic partnerships with educational institutions to offer courses, certifications, or degree programs at preferential rates.
Join our team and be part of an organization that values your dedication, offers growth opportunities, and rewards your contribution. We look forward to reviewing your application!