Credit Risk Manager

About the role

Ebury is seeking an ambitious individual for a new and key role within the Credit Risk function and local leadership team. The role focuses on managing and optimising the existing portfolio in Chile and improving underwriting and credit risk management processes for Chile.

The successful candidate will manage all stages of the credit lifecycle, from origination through collection and recovery, including liaising with lawyers in the event of litigation. The role also supports the local leadership team in maximising existing and identifying new opportunities to deliver increased shareholder value.

Responsibilities

• Report to and support the Senior Global Credit Risk Management Team.
• Perform detailed credit analysis of prospects and clients to grant Foreign Exchange exposure limits, focusing on entity financials, trading cycles and operations.
• Approve exposure limits for individual clients within a matrix of delegated authority.
• Present and defend analysis at Credit Committee meetings with senior management, including C-Suite.
• Work closely with Front Office and Onboarding/Compliance to support a smooth client experience and clearly communicate decisions made by the Credit Risk team.
• Manage an existing client portfolio, monitoring credit standing and risk versus reward for Ebury.
• Assist with collection and recovery processes, including liaising with lawyers in the event of litigation.

Datos clave

• The role is based in Santiago, Chile.
• The role manages all stages of the credit lifecycle, from origination through collection and recovery.
• The role includes credit analysis and approving client exposure limits.