Graciela - Microfinance Professional with 10+ Years in Banking and Credit Management

Sucre, Chuquisaca Department, Boliviaen

Successfully managed and grown diverse credit portfolios across multiple financial institutions.

Led credit commercialization efforts, resulting in increased loan disbursements and customer engagement.

Published on CazVid

Summary

Dedicated banking professional with over a decade of expertise in credit commercialization, client management, and financial operations across Bolivia. Proven track record in enhancing loan portfolios and delivering exceptional customer service.

Key Achievements

Implemented effective recovery strategies, improving loan repayment rates and reducing delinquencies.
Held key roles in agency management, overseeing cash flow, client relationships, and credit operations.
Consistently achieved sales and service targets, contributing to organizational growth.

Skills

Credit ManagementExpert

Extensive experience in credit analysis, loan disbursement, and portfolio administration in banking sector.

Customer RelationsAdvanced

Skilled in client acquisition, service, and retention, ensuring high customer satisfaction and loyalty.

Sales & Business DevelopmentAdvanced

Proven ability to promote financial products and expand client base through targeted marketing.

Financial OperationsIntermediate

Experienced in managing cash, vault, and financial documentation within banking environments.

Experience

OFICIAL DE MICROCREDITOS COMERCIALES

BANCO UNION

2023 - 2025

Comercialización y colocación de créditos comerciales y productivos.. Administración de cartera de clientes.. Gestión de cobranza y recuperación.. Seguimiento de créditos.

OFICIAL DE NEGOCIOS MICROEMPRESA

BANCO FIE

2021 - 2022

Comercialización y colocación de créditos comerciales y productivos.. Comercialización y colocación de créditos a asalariados formales e informales.. Administración de cartera de clientes.. Gestión de cobranza y recuperación.. Seguimiento de créditos.