José - Project Manager with 10+ years of experience in software development

Managed multiple software development projects ensuring scope, time, and budget adherence.

Applied Scrum and Kanban practices to improve team productivity and project visibility.

Acted as primary liaison between clients, teams, and executive management.

Identified potential project risks and developed mitigation strategies to minimize impact.

Demonstrate the benefits of the value proposition to help the dealer sell more new and pre-owned vehicles., Effectively manage the market relations assigned to the distributor, to achieve the quality of the portfolio and the volume of the sales objectives., Maintain effective communication with distributors., Develop business plans aligned with the objectives., Identify and solve the problems present in the distributors., Support the distributor by helping them resolve their doubts and concerns regarding the areas involved, such as credit, operations, control desk, credit bureau, floor plan.

Analysis of credit applications for individuals, and legal entities based on the interpretation of the client's credit bureau, interpretation of financial position statements as well as understanding of the articles of incorporation, in addition to the analysis of the applicant's creditworthiness through their proof of income and recurring expenses in the credit bureau, and thus be able to give a status of the operation to the Distributor (approved conditional or rejected)., Support and visits to distributors at credit fairs, coordinating work teams and implementing plans to obtain the best possible credit portfolio, interacting directly with the distributor's financing manager., Customer service for clarifications or doubts about auto loans to individuals and legal entities, interacting personally (via telephone) with the financing managers of the distributors, indicating the reason for the condition in addition to the options they may present to exercise them.