Vuyyala - Credit & Banking Analyst with 5+ years of financial processing expertise

Hyderabad AP, Telangana, IndiaRemoteen

Collected and verified financial documents, raising adherence to compliance standards while supporting home loan processing at PNB Housing Finance.

Analyzed credit reports, calculated FOIR and LTV ratios, enhancing risk assessment accuracy for lending decisions.

Contact via CazVid

Published on CazVidOpen to remote

Summary

Dedicated professional with over 5 years' experience in credit processing, banking analysis, and financial transactions. Adept at maintaining compliance, analyzing credit reports, and managing accounts payable to streamline operations and support organizational goals.

Key Achievements

Processed diverse financial transactions in fast-paced environments, ensuring timely vendor payments and reconciling accounts efficiently.

Skills

Credit ProcessingExpert

Handled home loan documentation, CIBIL analysis, and credit assessments, ensuring compliance with credit policies.

Banking AnalysisAdvanced

Conducted income and banking analysis to evaluate borrower profiles and creditworthiness.

Accounts PayableAdvanced

Processed vendor invoices, managed payments, and resolved billing discrepancies to facilitate smooth financial operations.

MIS ReportingIntermediate

Generated management reports to support financial tracking and decision-making processes.

Electronic Payments

Experience

Credit Processing Associate

PNB Housing Finance Limited

05/05/2025 - Current

Collected and verified KYC, income proofs, bank statements, and property documents for home loan and LAP cases., Entered and validated customer data in internal systems and credit bureau portals., Analyzed CIBIL reports, repayment history, and flagged high-risk profiles., Initiated and reviewed FI...

Advisor I – Transaction Processing

Concentrix

11/01/2024 - 02/05/2025

Processed accounts payable transactions using EMS internal systems., Identified and resolved duplicate, variance, and negative billing entries., Prepared funding statements using General Ledger accounts., Processed vendor payments via ACH, checks, and credit cards., Handled vendor queries regarding...