Head of Claims

Atlanta, GA (on-site)

Claims is not a cost center at Sola. It's the product.

TLDR Checklist

✓ In person. Nice West Midtown Atlanta office with skyline views + daily catering + snacks

✓ Startup environment. 23 employees, ground floor opportunity with equity.

✓ Hyper growth. 400%+ since May

✓ Flat structure. No layers upon layers of management. Work directly with leadership

✓ Long-term vision. This is the founder's life's work; we're building for decades

We're an Atlanta-based insurtech MGA. Today we sell standalone wind and hail parametric insurance to homeowners through independent agent partners.

The opportunity

This is a builder role, plain and simple. You'll walk into a live parametric claims operation for our existing product and a TPA selection already underway for the new homeowners product, and from there you'll build a single unified claims function to serve both.

Build the operation

Own the full claims lifecycle end to end across both products: FNOL through payment, subrogation, and closure. You're accountable for cycle time, loss adjustment expense, leakage, litigation rate, and customer satisfaction across the whole bookBring our parametric and indemnity claims processes together into one experience, including how the two interact when a payout and an indemnity claim come from the same loss eventLead TPA selection for the new homeowners product end to end, from RFP through contract negotiation, then run that TPA like they're your own team: real SLAs, audits, file reviewsStand up internal FNOL from scratch, serving both products: staffing, scripts, escalation pathsOwn CAT response strategy for a book concentrated in wind and hailDecide what stays with the TPA and what comes in-house, and build that migration roadmap yourself

Run it right

Set the tone for customer-centric claims: fast, fair, and accurate communication at the worst moment of someone's year, and the judgment to know generous from undisciplinedOperate inside our carrier delegated authority and know it cold. Protecting and growing that authority is one of the core measures of success in this roleBuild claims reserving practices from the ground up with our Head of InsuranceBring real claims technology into the mix: imagery, weather data, AI-assisted triage, fraud analytics

Be the voice of claims

Partner with underwriting and product on coverage language and loss trendsRepresent claims to carriers, reinsurers, and regulators, and own our DOI complaint responses and market conduct readinessBuild the vendor panel beyond the TPA: engineers, defense counsel, mitigation and restoration partnersPartner with legal on coverage disputes and litigated files

What We're Looking For

10+ years of property claims experience, with deep homeowners and wind/hail chopsYou've owned a claims lifecycle end to end, not just one piece of itYou've managed or audited TPAs and actually moved the needle on their performance, and ideally you've run an RFP and negotiated the contract yourselfYou've built or scaled a claims operation before: workflows, guidelines, hiring, QACAT response experience, ideally leading field response for wind/hail eventsYou can talk claims economics fluently: LAE ratios, severity trends, cycle time drivers, leakageWorking knowledge of fraud indicators and SIU practices, enough to know if the team investigating your files is any goodYou're comfortable as a player-coach at a startup. Write the playbook Monday, present to the board WednesdayMGA experience helps but isn't required. What matters more is genuine curiosity about how parametric and indemnity claims fit together, and the ability to reason from first principles about trigger design and basis riskYou'll need an adjuster license across our operating states, or be willing to get one shortly after you start

What Makes This Role Different

Most claims leadership jobs are about keeping an existing machine running. This one is about designing the machine while a live operation runs underneath you, and doing it across two products at once.Claims is our product thesis, not a support function. The person who unifies parametric and indemnity into one seamless customer experience is going to be central to whether this company wins.And this role grows with us. As the book scales and claims come in-house, there's a real path to Chief Claims Officer

Benefits

$190k-$240k + bonus + meaningful early-stage equity100% paid medical, dental, and vision for you, your spouse, and your childrenCatered lunch daily401(k)Paid parkingOne Medical membership, so you've got a concierge doctor in your corner

Sola Insurance is an equal opportunity employer, committed to building an inclusive environment for all employees.

Compensation Range: $190K - $240K