VP, Credit Risk Manager

About the role

ICBC Standard Bank Plc is seeking a Credit Risk Manager for its Risk division. The role is based in the NY Office at 1185 Avenue of the Americas, where the Bank expects employees to spend most of their time during employment.

The Credit Team provides management, analytical and risk management support for the Bank’s Global Markets activities, including Emerging Markets trading, commodities and structured financing. The role forms, articulates and recommends credit views on counterparties, transactions and structures, while ensuring risks are identified, mitigated and escalated. It acts as a trusted credit partner to front-office teams, balancing commercial objectives with sound risk discipline and representing Credit in internal risk forums.

Credit Risk covers the rating, analysis, ongoing monitoring and reporting of the Bank’s credit exposures to International Corporate, Sovereign and Financial Institution clients.

Responsibilities

• Assess and articulate credit risk for a defined portfolio of Commodities and/or Fixed Income & Credit (FIC) counterparties.
• Prepare, own and recommend credit applications for new transactions, amendments and annual reviews, with clear credit rationale and risk mitigants.
• Form independent views on counterparty business models, sector dynamics and structural risks through financial analysis and research, and challenge assumptions where appropriate.
• Recommend credit limits, tenors, structures and conditions in line with risk appetite.
• Support senior credit officers on more complex, higher-risk or strategically significant transactions outside the core portfolio.

Key facts

• The role is based in the NY Office at 1185 Avenue of the Americas.
• The Credit Team supports Global Markets activities, including Emerging Markets trading, commodities and structured financing.
• Responsibilities include assessing credit risk and recommending credit applications, limits, tenors, structures and conditions.