Dedicated finance professional with over 5 years of experience in credit operations, financial accounting, and retail management. Adept at risk assessment, portfolio management, and process optimization.
Expertise in evaluating creditworthiness and managing risk to maintain healthy loan portfolios.
Proficient in managing ledger maintenance, reconciliation, and financial documentation.
Skilled in streamlining daily operations, inventory management, and process efficiency.
Strong ability to communicate effectively and negotiate favorable terms with clients and vendors.
Grihum Housing Finance Limited (formerly known as Poonawalla Housing Finance Limited)
Managing end-to-end credit underwriting and operations for housing finance.. Focusing on customer retention strategies and maintaining healthy portfolio quality.. Evaluating creditworthiness and ensuring compliance with internal credit policies.
Mahindra Rural Housing Finance Limited
Handled financial accounting and reporting for rural housing segments.. Managed ledger maintenance, reconciliation, and assisted in audit preparations.. Ensured timely processing of financial transactions and maintained high accuracy in data entry.
Coromandel International Limited
Managed daily accounting operations for the store outlet.. Handled inventory accounting, cash management, and daily sales reconciliation.. Maintained records for vendor payments and local store expenses.
M.B.A
M.Com
Bachelor of Commerce
Board of Intermediate Education C.E.C
Board of Secondary Education
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