Luis

Finance, Strategy & Operations Leadership

Coordinated finance, operations and support teams across a multi-location hospitality group, addressing service and business continuity issues.. Negotiated and maintained relationships with banks, suppliers and service providers; followed through on escalated issues and operational needs.. Improved purchasing, logistics, reporting and internal processes to support timely service delivery and cost control.

Commercial Executive, Personal & SME Banking

Served small-business clients across loans, deposits and banking services, including onboarding, client needs assessment and follow-up.. Developed client relationships, supported credit requests and offered cash-management and insurance solutions.

International Private Banking Manager

Managed private banking relationships and coordinated client account, investment and banking service needs.

Deputy Business Manager

Developed business relationships through direct outreach, client meetings, follow-up and coordination across Panama and the Dominican Republic.

Senior Private Banking Officer

Supported international private banking clients, financial transactions and coordination of banking services requiring discretion and accuracy.

Banking service, commercial and corporate finance support roles

Held roles including customer-facing banking operations and account services.

Finance professor

Director of Finance, Strategy & Operations — functional title reflecting responsibilities

Joined DRMB Foundation, holder of the capital, term deposits and investment portfolio; remit expanded to real estate and, from June 2021, Bella.. Reported directly to the owner.. Structured financial-asset placement and diversification by risk, liquidity and investment horizon.. Recommended dynamic capital allocation across acquisitions, CAPEX and operations during expansion and the subsequent focus on liquidity.. Led financial analysis, EBITDA normalization and due diligence; participated in negotiation, structuring, closing and integration of identified business acquisitions, with final approval remaining with the owner.. Built corporate functions and developed internal leaders.. Following meat and wine distribution pilots, established an approximately 900 m² distribution center; recovered vehicles and cold-chain assets and consolidated procurement, maintenance and logistics under Operations.. Led the transition to formal payroll and accounting systems, with controls and delegated joint-signature authority.. Co-designed a digital requisition and traceability solution with Operations that reached pre-launch.. Structured back-to-back financing with Monsieur Hospitality as borrower, aligning debt with operating activity.. Managed cash and financing as sales declined; selective asset monetization and financing helped address obligations in 2025.

Commercial Executive | Personal & SME Banking

Managed portfolio risk and cross-sold cash management and insurance solutions.

Assistant Business Manager

Developed corporate relationships and credit opportunities in the Dominican Republic through cold prospecting, client visits and account openings for business groups.. Prepared management reports and supported commercial budgeting.

Treasurer | Family Real Estate Investment Support

Managed treasury activities and provided financial support for family real estate investments.

Director of Administration & Finance

Led 45 employees across administrative and financial functions.. Brought accounting records up to date.. Established the Security function.

International Corporate Banking Executive

Managed regional relationships and coordinated documentation, contracts, due diligence and disbursements for participations in three syndicated loans totaling US$15M with BICSA and BLADEX.

Senior Private Banking Officer

Managed a deposit portfolio of approximately US$40M.. Developed international relationships and led four team members.. Originated relationships with international business owners and coordinated corporate structures, multicurrency accounts, FX, escrow and back-to-back financing with specialists.. Exercised due-diligence judgment on account ownership and control.

Analyst / Assistant to the Director of Credit & Finance

Tracked group debt and produced weekly and monthly reports.. Supported financing and CAPEX through bank lines, bonds, commercial paper and term loans.. Activated lower-cost available lines and coordinated credit-line allocations.

Retail Banking; branch SME relationships

Worked in retail banking followed by responsibility for branch SME relationships.

Commercial and Corporate Client Services

Provided commercial and corporate client services.

Commercial Credit Support

Provided commercial credit support, financial analysis, proposals, renewals and banking operations.