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Ozman

Head of Product & Technology

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Escazú, San José, Costa Rica
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Competencies

Payments Ecosystem (Banks, Acquirers, Processors)

Experiencia demostrada en Payments Ecosystem (Banks, Acquirers, Processors).

Revenue Growth & Market Expansion

Experiencia demostrada en Revenue Growth & Market Expansion.

Strategic Partnerships & Negotiation

Experiencia demostrada en Strategic Partnerships & Negotiation.

Fintech Strategy & Digital Product Launches

Experiencia demostrada en Fintech Strategy & Digital Product Launches.

Regional Expansion (LATAM & Caribbean)

Experiencia demostrada en Regional Expansion (LATAM & Caribbean).

Education

MBA
Universidad Iberoamericana
BSc, Computer Science
Universidad de Costa Rica

Languages

SpanishNativo
EnglishFluido
PortugueseWorking proficiency

Summary

Head of Product & Technology buscando nuevas oportunidades

Experience

Chief Information Officer

Monifai, S.A.
Jun 2023 - Presente

Executive leader at a fintech providing personal and SME loans across Central America, driving regional expansion and new product development.. Led strategy and execution of a revolving credit product and key API integrations.. Implemented automation across operations, improving efficiency and scalability.. Driving alignment between technology, business, and go-to-market strategy to support revenue growth and product expansion.

Territory Manager

Oracle
Jun 2021 - Jun 2023

Led enterprise digital transformation initiatives for financial institutions across Central America.. Developed strategic relationships with banks, fintechs, and regional partners.. Mobilized partner ecosystem for cloud, data, and fintech solutions.. Collaborated across delivery, compliance, and product teams to drive client success.

General Manager

Akros Technologies (Multimoney Group)
Ago 2015 - Abr 2020

Led an 85-person division supporting 10 companies across Central America, managing technology, operations, and delivery.. Built a scalable tech backbone for multiple fintech products.. Implemented ITIL-based operations with 24/7 service capability.. Enabled end-to-end digitization of lending and servicing processes.

General Manager, Central America & Caribbean

First Data (now Fiserv)
Ago 2011 - Ago 2015

Led regional operations and market growth for electronic payments and card services across 30+ banks.. Owned regional revenue performance and market expansion across multiple countries.. Managed strategic relationships with issuers, acquirers, processors, and payment ecosystem partners.. Delivered multi-country implementations with global teams (Argentina, India, US).. Strengthened partnerships with banks, networks, and local stakeholders across the payments ecosystem.

General Manager

EZ-Movil
Jun 2009 - Ago 2011

Launched and scaled a mobile payments fintech startup from zero to national deployment.. Designed and launched mobile payment solutions for B2C and B2B markets.

Regional Loyalty Program Manager

Citibank
Feb 2005 - Jun 2009

Led operations for credit card loyalty programs across Central America.. Standardized integrations and reduced operating costs by 50%.

Skills

Payments Ecosystem (Banks, Acquirers, Processors)Revenue Growth & Market ExpansionStrategic Partnerships & NegotiationFintech Strategy & Digital Product LaunchesRegional Expansion (LATAM & Caribbean)
Published on CazVid - Oct 13, 2026
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